Medguard Insurance Services
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Flexible Coverage Options For HME providers

Commercial General Liability

Commercial General Liability

Commercial General Liability

Covers your business from the most common types of risks it may face. Coverage for any injuries that may  occur at your business, property damage, personal injury, medical  payments and other risks. 

Professional Liability

Commercial General Liability

Commercial General Liability

When providing  patients guidance or instruction, you’ll want professional liability insurance. It will help cover you  against potential errors, omissions, clerical mistakes that may happen. 

Excess Liability

Commercial General Liability

Excess Liability

Provides additional coverage over  your existing liability  insurance. Covers the same types of losses as your underlying liability policy; however, will provide coverage for any remaining costs if a claim exceeds the limits of the  primary policy. 

Property

Workers' Compensation

Excess Liability

Protects your business’s property and contents from damages caused by fire, burst pipes, storms, vandalism, and other risks. 

Workers' Compensation

Workers' Compensation

Workers' Compensation

Ensures you’re protected if your employees need to miss work as a result  of a work-related injury and helps to pay any medical costs that result  from an injury in the workplace. 

Directors & Officers

Workers' Compensation

Workers' Compensation

Covers potential claims against your Directors and Officers (D&O) if they face a  lawsuit related to the operation of the business. 

Cyber Liability

Employment Practice Liability

Employment Practice Liability

Helps cover losses caused by data breaches, cyber attacks and online fraud events. 

Employment Practice Liability

Employment Practice Liability

Employment Practice Liability

Designed to protect your business from claims filed against it based on its employment practices. 

Disability Coverage

Employment Practice Liability

Disability Coverage

Protects your employees for losses related to injuries or illness outside of work and can help an organization cover a portion of the disabled employee’s lost income for a specified period of time. 


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